Saturday, April 30, 2016

The new sat

The SAT may be the most important test a student will ever take. When it comes to determining college admissions and awarding scholarships, no single exam is more important. It has recently undergone some major changes, and every college-bound student must pay close attention to the new format.


Partly because of criticism that the old SAT failed as a indicator of college success, the College Board (the makers of the test) have recast the assessment instead as a measure of achievement and college preparation. Its new name, the SAT Reasoning Test, reflects its new emphasis on critical thinking skills needed for college. The changes go far beyond the name. Overall, students are likely to find the new version more challenging than the old.


The new SAT is 3 hours and 45 minutes long and is divided into three parts: Critical Reading, Math, and Writing. Each section contains important revisions from the old version. In the Reading section, the much hated analogy questions have been removed. Instead, students will answer critical thinking questions on a series of passages, ranging in length from sentences to long passages. The Math section now includes Algebra II level problems, in addition to geometry and many other high school level problems. The College Board says that this is to keep pace with the ever more sophisticated high school curriculums, but many students are likely to be unprepared for such advanced work. The multiple choice section and the student response questions of the old version have not been removed. The Writing section will cover grammar usage as well as essay writing skills. Students are allowed 25 minutes for the essay. This may be one of the more worrisome changes for students. Anyone hoping to bluff their way through this part of the test will be disappointed. Two graders will read each essay, and judge it on how well the student’s thesis is developed and supported. Certainly, the addition of the essay makes the SAT a better measure of the skills needed for college level work, but this is a skill that many students just do not pick up from the standard English class.


Clearly, the changes to the SAT make additional preparation, beyond regular course work, a necessity. The simple test taking techniques taught in so many tradition prep courses will no longer be adequate. Smart students will seek out prep courses that also offer tutoring on weak subjects, stress the fundamentals of writing good essays, and provide opportunities to take practice tests multiple times.


Feel fear in the sky

As human beings, it is normal for us to feel fear. Some are afraid of spiders, snakes or the dark, while others fear heights, being confined in small space or even flying. Just like any other fear, the fear of flying can be caused by an irrational belief that the person will die from a plane crash. Even when statistics showed that a person is at greater risk of dying from a car accident than a plane crash. You simply can not rationalize a person’s fear of flying.


People who are afraid of flying are usually also afraid of heights, crowded conditions, mechanical things and enclosed spaces. All these can cause a person much anxiety. Aside from visible apprehension, a person would experience difficulties in breathing, abdominal discomfort, muscle tension, sweating, dizziness, pale face and heart palpitations.


An irrational fear of flying can be treated depending on the cause. If it is caused due to a personal trauma, the person should see a psychiatrist. The psychiatrist would help these people overcome such unfortunate incidents. On the other hand if it is caused by lack of information, especially for first time flyers, the person will simply have to educate himself with the safety of flying. Pilots have been trained to operate under extraordinary circumstances and this is evident in the relatively few plane crashes.


Another treatment is by doing relaxing activities such as deep breathing stretching and even some meditation. People who fear flying should try to determine what activity could make him distracted and relaxed. If listening to music or reading books helps the person relax, then he should do so.


If the fear of flying is still present after all these, a person can consider hypnotherapy, which can effectively alter one’s behavior. Just make sure that the person performing the hypnotic procedure is qualified or certified. When the fear of flying can be traced back to the fear of dying, the person could benefit from some sort of religious or spiritual counseling.


There are also certain medical conditions that could explain a person’s fear of flying. For starters, an individual suffering from vestibular problems would feel dizzy and nauseated everytime he steps on a plane. Other medical conditions include sinus pain, allergic reaction, decompression sickness, traveler’s thrombosis, hypoglycemia, mitral valve prolapse and muscular pain. All these could explain a person’s anxiety when stepping inside the airplane.


Who does not want to make money quick

Everyone wants to make money quick. I’m not sure what happened, but in this age of high speed internet access and instant online everything, everyone is looking for a way to make money quick as well. And why not? Who wouldn’t want to make money fast anyway? So long as no one gets hurt, there’s nothing wrong with making a fast buck.


Just make sure that when you’re looking for a way to make money quick you don’t become the target for someone else trying to make money quick. The almost universal desire to make money fast has created a huge market to be easily exploited by anyone with a little creative savvy. I see so many make money quick schemes exploding across the internet, it kind of scares me a little. I have to wonder at their popularity; is that a sign of their desperation, or is it a measure of their success? Picturing thousands of people across the world giving out their credit card numbers and falling prey to these little gimmicks makes me kind of sad.


Some of my favorite make money quick schemes pop up on the television at strange hours of the night. These are nothing short of hilarious. My favorite is that guy who’s selling ‘The Greatest Vitamin in the World’. That guy is the funniest guy I’ve ever seen, and represents everything you want to avoid when trying to make money quick.


A good general rule to keep in mind when perusing through different ‘make money quick’ ideas you see online or on TV; if it sounds too good to be true, it is. You can’t make money quick without knowing how to do something well, taking some risks, and yes, doing some work. Any make money quick offer you see that doesn’t require any work, skill, or risk on your part is more than likely a scam, and should be approached with a high degree of criticism.


I’m not going to suggest any ways to make money quick, because if I knew any I’d be out there doing it right now instead of writing this. My idea of a way to make money quick is to go to medical school, so what the heck do I know about fast money. 11 years of education, training, and a lifetime of debt isn’t really a good way to make money quick, but then again 11 years is just a blink of an eye with respect to the age of the universe.


Creating a shower oasis with natural hair care products

On the whole, our society is becoming much more in tune with the need to start living more naturally, pure lives. People are starting to pay attention to the ways in which their favorite items have been made and the ingredients that have been used. This is a great start, but there are even more options out there for people to discover.


The items that we use to make ourselves fresh and beautiful can actually contain harsh synthetic ingredients that can have the exact opposite effect. People who are not using natural hair care products need to learn about the benefits that these items can have.


By entering the shower and reaching for a naturally produced item, everyone can enjoy the benefits that purity offers. Pure ingredients are sourced from beautiful and exotic places such as the Amazon rainforest or the grasslands of Africa. Imagine linking yourself to these fascinating places with every shampoo and conditioner.


Everyone wants to look their very best, but some items create better effects than others. Some companies produce inexpensive, low-quality products that are heavily laden with chemicals and then sell them to us at a high cost. Unlike natural hair care products, chemically based ones can sometimes strip the beauty from hair.


Naturally produced items contain only the purest ingredients to ensure that they provide a deep cleansing without leaving a filmy residue. These items create a soft and light lather that provides moisture and shine. Using only the finest ingredients such as essential oils means that these items make your mane look its very best.


Natural hair care products are designed to provide the lift and sheen that everyone looks for. The secret to achieving the best locks possible is to provide your hair with all the right vitamins and nutrients that it requires. Naturally produced treatments are able to give the right balance without the use of harsh chemicals.


Everyone knows that using the perfect product is a matter of knowing about the needs of their unique hair. Some people’s locks are limp and lifeless, other people suffer from too much oil, and still others have the dried and frizzy looks. Naturally produced items provide the range of treatments that can suit everyone and their special needs.


In addition, with natural hair care products there is a lot less risk of over processing. You are unlikely to find that your mane becomes dry or split after using a naturally produced item. Similarly, items that contain only the purest ingredients will not cause dry scalp or greasy roots.


When we enter the shower we should be entering an oasis of peace, a place where we feel refreshed and cleansed. Make sure your shower is the oasis you desire by visiting Spa Sentiments at spasentiments. com. This company provides exceptional items at a great value, and you are sure to find what you are looking for when you start with the Spa Sentiments Collection.


Back to school helpful supplies for students

The words "back to school" are a faint whisper in students' ears now, but in a few months, they will be a sharp screech like nails on a blackboard.


For most students, the month of August is a time for preparation. Students from elementary through high school must decide which school supplies they will need in the new year. Buying these essential supplies is a task for anyone, so why not ease the pain on parents and their wallets? It is time for your educational institution to welcome in a new era of supplies for students, show appreciation to parents and create awareness on pressing issues through providing fresh, new products that promote going back to school in 2007.


Although students are the ones who are actually going back to school, parents have a lot to plan for and must prepare for the new school year as well. Parents are just as stressed about the approaching school year as their kids. Parents may not attend class every day or take midterms, but they do shoulder some of the cost of tuition and school and living supplies.


To calm parents and let them know you and your institution understand the stresses they are experiencing, give them memorable gifts at events like "Back to School Night" and new student orientation. These events are not the same boring traditional events where parents walk around the school and end up in the gymnasium to eat stale cookies and drink purple punch. These events are perfect times to reach out to parents with simple gifts. According to Alan Dessoff in the article "Action Teams" in PTO Today, replacing open houses with more informal functions like barbecues, picnics, and ice cream socials before the school year begins will help parents become better acquainted with their student's school and the school's layout.


Another important cause to create awareness for is school violence. At times, school can be a scary place. Violence in schools is something that students have to deal with. To promote school safety and tolerance, hand out megaphones with the slogan, "Talk about your thoughts" or "Voice your opinion" with "Shout out to stop school violence" under the slogan. In the article "How Safe is Your School" in the magazine District Administration, Carol Patton writes about how to better promote school safety. When asked how to deal with school safety, Paul Houston, executive director of AASA, said that "Schools should be a place of some joy and of a sense of openness." Although these megaphones may not physically be able to protect students, the message on them can encourage students to talk about their differences rather than keep them inside.


Let's face it. College can stink...literally. After a couple months attending class and having an erratic schedule, students' dorm rooms, their clothing and at times, the actual student can begin to go a bit bad. For times such as these, why not provide students a care package at the beginning of the school year with health and beauty products, breath mints, gum, other dental hygiene products, and hand sanitizers. Another item that could be added in this pack that would come in handy is flip-flops. It is common knowledge that NO students should brave a high school or junior high locker room or public shower without protection for their feet. Specialized flip-flops with your school's name and colors will allow all students to walk without worrying about foot safety.


Through providing these products to your institution's students and parents, you are helping them start off the new school year on the right foot.


Friday, April 29, 2016

Crib bedding

Getting a baby crib may seem simple enough. However, before you proceed, think carefully about this item, as it is where your baby will spend most of his time. A crib needs to be comfortable, safe and durable. A few easy guidelines on crib bedding may help you to choose the right one.


Once you've decided on your budget, you need to ensure that the crib you buy meets the safety standards with a firm, snugly fitting mattress. It needs to be a faultless crib without cutouts or footboards and a short corner post. While fixed sides can be comfortable for taller parents or if the crib is to be used less frequently, drop sides - either on one side or on both -- are convenient to lift the baby out of the crib in a fairly big nursery.


It is important to see that the mattress fits properly and that it is firm. A firm mattress, one that does not bend easily when squeezed, is best because it allows babies to lift their heads in case they turn over in the night. In the case of coil mattresses, the higher the number of coils, the firmer the mattress usually is. A multi-layered cover will last longer especially if it is vinyl or waterproof.


Anti-microbial covers are effective to keep the germs out. Don't crowd the child's sleeping space with toys or heavy blankets to cut out the risk of suffocation.


If you are afraid of your baby's feet sticking out of the crib then a crib bumper could be an option. However, experts advise against one unless it is a mesh crib-shield bumper because regular ones could reduce air circulation and pose a safety threat.


Hawaii fishing tips

The opportunity to be on a boat ready to catch fish, enjoying the beautiful scenery, and the camaraderie with the crew of the boat is the best experience in fishing you can find. Here are some helpful tips to enjoy fishing.


1. Choose a boat wisely. A boat that meets your needs and your goal on what to do with the fish you catch are the things to consider when choosing a boat for Hawaii Fishing Trips.


2. Choose the appropriate Island in Hawaii that meets your desired duration of the Fishing trip. For shorter trips, choose an Island in Hawaii that has deep water right near shore. These islands are ideal for shorter trips in fishing where catching fish won't take long.


3. Consider bringing tackle, bait, ice and fresh water. Confirm with the boat company if they will provide these items. Tackle is a set of pulleys and ropes assembled to facilitate the mechanisms for hoisting and pulling. Bait is for luring the fish. Ice is for keeping the catch fish fresh during the trip. Fresh water is for thirst quencher during the fishing trip.


4. Wear comfortable clothes that are suited for a hot summer day. T-shirts and shorts are the best pair of clothes to wear in fishing. An extra T-shirt will also be useful.


5. Consider bringing a baseball style cap for shading. This is effective in shielding the hot rays of the sun during the fishing trip.


6. Bring polarized sunglasses to see the fish in the water.


7. Closed toe boating shoes are highly recommended to use. They are made for keeping the feet from slipping when action gets good.


8. Bring food and drinks if the boat company won't provide these items. Cans are better than glass for drinks. Chips like Cheetos and Doritos for snacks seem to go well at sea.


9. Don't forget to bring medicine for seasickness. To minimize feeling seasick, take an 8-hour sleep before the fishing trip. Being fully awake and active before the boat leaves the dock will help prevent from feeling seasick all through out the fishing trip.


10. Eat a full meal at dinner and a light breakfast before the trip.


11. Don't forget to bring sunscreen. Sunscreen with SPF of 30 or higher is highly recommended to protect the skin from the harmful UV Rays of the sun.


12. Decide before the trip on how to get at the harbor for the fishing trip in the morning. Either choose to take a cab or rent a car.


Using these tips will go a long way towards having an enjoyable day of fishing.


Thursday, April 28, 2016

Selecting an online university

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People who want higher education but who don't live near a college or university offering courses they want used to be out of luck. No more. Now it is possible to study almost any subject online. It may require more self-discipline to pursue a degree this way. However, students at online universities can attend classes at their convenience, making it possible to earn a living at the same time as earning a degree.

What to look for

There are now many online universities. Some online degree programs are offered by traditional universities with campuses, while others only exist in cyberspace. Selecting the right school and being sure your degree will be recognized by potential employers is the first step. How can you tell whether a program is a real educational experience or a diploma mill? Here are some things to find out before signing up.

Look for a university with accreditation from a recognized accrediting organization. This is important because it means the school meets established standards of quality. Well-known universities like the University of Florida, Northwestern, Purdue and Notre Dame are examples of accredited institutions. The U. S. Department of Education recognizes universities accredited by one of the six accrediting bodies. Students who attend accredited universities are usually eligible for federal student loans and the course credits they earn generally transfer to other accredited institutions.

Picking a degree program

To determine if a degree program fits your professional and personal interests, review the curriculum and course descriptions in university web sites and course catalogs. Do they offer courses in subjects of interest to you?

To learn more about whether a program might be good for you, ask about the faculty's industry experience and the scope and focus of their research. Do they have the appropriate advanced degrees for what they teach? Find out where the professors got their degrees. If all or most of them graduated from the same online university you are considering, this is a red flag, suggesting their academic credentials are weak. A real university will have teachers who have graduated from many different schools.

How students apply what they learn to their fields of expertise and to their communities are also strong indicators of a program's value. Ask what employers, organizations and professional associations partner with or support the university. Talk to someone at the university and explain your educational goals and career plans. Whether you wish to advance your career, change careers, make a contribution to society or become more expert in your field, be sure the program you choose will get you there. One way to find out is to learn how the university's alumni are doing. Alumni success or lack of it reflects the quality of a university and its programs. Ask for examples of how alumni are using the knowledge they gained in their professional and personal lives.

If the university accepts everyone who applies and can afford the cost, be suspicious. A real university will require each student to meet appropriate admissions requirements.

Online teaching is different

Make sure any online universities you are considering know how to deliver and support online courses and that you have the technology you need to take them. Do the faculty members know how to guide the classroom experience to ensure learning objectives are achieved? Are your computer and Internet connection up to the task? Assignments are typically posted online and discussions take place as threaded postings. Most online courses require students to log in and contribute to discussions a certain number of times each week. Many courses let you log in any time, anywhere as long as you meet the weekly course requirements.

What type of student support services are available? How responsive are instructors to student inquiries? What opportunities are there to interact with fellow students? This interaction enables students to gain knowledge and understanding from others with a wide variety of geographic, cultural and professional perspectives. The most effective courses, especially for adult learners with years of work experience, are those in which students gain the insights and perspectives of everyone in the class.

Can you afford it?

Though attending an online university allows you to live where you do currently so you won't pay anything extra for living expenses while you study, there will be charges for books, tuition and fees. Find out what other expenses there will be, if any, to be sure you can afford your studies. Ask if financial aid is available, as some schools offer it to online learners.

Note that tuition and fees at online universities are often higher than what is charged at their campus-based counterparts. However, these schools offer personalized support and a convenient and flexible format geared for the adult learner. If a university's tuition and fees are significantly less expensive than other online schools, double check on its accreditation to be sure it is legitimate.

What you can do while you wait for your seo to kick in

It is always hard to launch a new site. Optimization is always the best way to go, and not just for the obvious reasons. Optimizing your pages from the start has other benefits. Your optimized pages, though they are not ranking now, make a great platform for PPC. Watching your conversions on them is important. Use this time to make sure your pages are converting well no matter how large or small your PPC budget is. This will help with your future organic conversions as well.


You can, of course, also use this time to work on your backlinks. Articles are always a good start. They're a great way to make a name for yourself and your company. Articles placed on typical articles sites are good, however, the key to gaining recognition is getting your articles on industry leading sites. Getting your articles into trade publications is a good idea as well. Use this time to work on your image and letting people know who you are. Image is everything and how you represent yourself and your company can help build your reputation and provide natural links.


Starting a blog is a must today. Start building a community. What sort of business you are in will dictate what your blog would be about. It could be on your industry's news. It could be tips, ideas or insights into what you do or offer. Blog tools such as MyBlogLog make it easier to find readers and build a community, not to mention get ideas from other bloggers.


Using social bookmarking in combination with your articles and blog posts can help increase your exposure. There's a lot of great info on the net on how to use social bookmarking to your advantage. Sites such as Digg are a great way to build traffic and links.


You can purchase reviews by other bloggers using services such as payperpost. These will allow you to pay bloggers to write about you while gaining the links you need for SEO. Finding the right bloggers is important. You want to hit readers that will be interested in what you offer with an eye on relevancy for the links you're hoping to get.


A podcast is a great way to gain exposure, build trust and help brand your business. Podcasts aren't for every industry. It will be up to you to decide if it's right for you. Having a podcast is also another way to gain natural links which will help with your SEO.


There is so much you can do while waiting for your SEO to kick in that will not only help build your company and image but will also help aid you in your SEO efforts. Many of the aforementioned items won't put a dent in your budget, though they can take up quite a bit of time. Still, most business owners just starting out have a lot more time on their hands than money.


So, don't relax while you're waiting. Get aggressive and watch you're your business and traffic grow.


Wednesday, April 27, 2016

You are a shining star

You can ask some people the direct question, “What makes someone credible?” With others, you may have to be somewhat indirect. Ask, “Who do you think is really reliable and can be believed? Why?” You may have to be even more indirect with some people. Ask, “Who do think is a great leader? Why?” The responses you get to these questions indicate each person’s key credibility markers.


Once you know the important markers, assess yourself. How well do you measure up to the standards mentioned by each person? For example, assume your boss indicates credibility comes from an established track record of success. Review your track record. As another example, assume an important coworker feels that follow-through on tasks counts as an important credibility marker. Assess your level of follow-through on assignments. In some cases you will not have to do much to build your credibility because you already stand out in areas important to others. Your boss may already know you have a strong track record. With other people, you may have to reinforce your credibility. For example, you may need to demonstrate task follow-through with the key coworker.


Develop your capabilities in areas where you may not be as strong. For example, assume field experience is important to a key customer and that you lack such experience. Find a way to get some meaningful time working in the field. Take on an assignment that provides you that exposure. Assume an advanced degree represents an important credibility marker for some. You may have to go back to school to gain credibility.


When I conduct leadership training sessions, I always ask the group to discuss the key credibility markers in their organization. Several factors come up frequently. They can serve as a general guide to build your credibility. People often perceive technical expertise as an important indicator of credibility. You can build this form of credibility by studying to become more expert in an area. You can also use the language associated with a technology area. Simply being able to use the correct terminology enhances credibility.


Consistency also comes up as a typical credibility marker because credible people are perceived as reliable. Seek out tasks and do whatever it takes to demonstrate consistent action. Other typical credibility markers include extra effort, honesty, and a willingness to stand up for your ideals. Put forth the extra energy, be absolutely honest, and fight for your beliefs to demonstrate your credibility in each of these areas.


Monday, April 25, 2016

A platform for adults to date

Every day at least one new adult dating site is introduced and this is only because there are millions of adults who are looking for a mate or a life partner. They are all tired of meeting people through known sources and are taking the next step, trying to find them on their own from across the globe. Thanks to the Internet, today people can be in touch with anyone virtually for any part of the world. And so these sites give the opportunity to meet a person from the opposite sex who meets our needs and fulfills our criteria.


For Adults it is essential to find someone who reciprocates the feelings and who shares common interests with them. They might be seeking to get married or simply find a love interest, either which would bring them happiness and complete their lives. All the adult dating sites offer complete security and enable people to locate others who match their desires. They would then take it forward by exchanging contact information and see where it goes.


Going to the bar or a club was what all adults used earlier to find a friend or partner, but today they have no time nor the energy to spend hours sipping drinks and making idle conversations. They want it all easy and would love it if there was a system that could zero in on a person that would be perfect for them. There are many who are seeking only a friend, or a short term relationship, they could find a person who shares the same thoughts. And for others looking for long term romantic relationships that could go on to marriage, there are people in that category as well.


Meeting, dining out, going out, spending time with each other are all what will ultimately determine if the relationship is going somewhere or not. For this, the adult dating sites offer a multitude of options whereby the member can key in their personal details, interests and other information to let the others know of what kind of a person they are. Based on the personalities, the members would then reach out and make a connection or move on.


Blind dates and match making sites have all lost their market, because people are not interested in meeting someone they have no clues about. It is always a risk, and a gamble going to meet a complete stranger. They could be a nice person, or in fact the very Mr or Ms Right you have been seeking, but its always better to be wary than foolhardy.


Before joining an adult dating site, do your ground work. Find out which are the genuine sites and what kind of process they follow. Some might be filled with unpleasant characters, while others might promise the mountains and not even deliver a trace of it. Also since most sites require you to become a paid member, when making payments be careful when entering your credit card details and check for security.


The best caviar only comes from the best

For ages, caviar, which by definition is the salted roe of a large fish, has been considered a gourmet food and a delicacy for most people and continues to be so up to this day. In the early times, caviar was considered highly valuable and was a dainty choice of food enjoyed by royalty and the privileged few. It was also once served as an appetizer in the Old West. Its reputation of being highly valuable in the early days still continues up to now. Caviar is not one of the cheapest delights available in the market. But even if that is so, it does not stop gourmet food lovers from learning to enjoy them. You can get great deals on any type of caviar if you browse on the Internet. You will be amazed on the different varieties offered by online retailers from around the world and how you could find the freshest caviar from them.


The two main producers of caviar are Russia and Iran, along with the countries Turkmenistan, Kazakhstan, and Azerbaijan. Caviar production is mostly centered in the Caspian Sea and the major importers of caviar are the United States, Japan, UK, France, Belgium, Germany and Switzerland.


When purchasing caviar online, you need to properly scrutinize the source or the shop. Always remember that caviar is very perishable. You always have to be ensured of its freshness and get ones which are very close to its canning date. Therefore, you need to be close to the source or shop as possible so that you get only the fresh ones. Even though the caviar sold in the market is sealed properly to last a long time that does not necessarily mean that you are ensured of its freshness.


Caviar, like any other gourmet food, comes in different varieties. So it is also vital if you would know which variety you want before ordering it.


Almost everybody would like a store that treats them well. It would be a plus for the retailer if they do not have any cases of customer dissatisfaction. You need to read reviews and articles on the Internet or magazines relating to the company or store and see how they do with satisfying its customers' needs. You could also ask your peers if they have had experience with the retailer you are eyeing on.


You also need to find out whether that online store is always busy. It should not only sell caviar but other gourmet products, as well. A factor which makes that retailer busy is its ability to sell its products. If that store is constantly selling their stock, then there is no reason for their products to gather dust in their display areas or storage rooms. You are almost guaranteed that they would only sell the freshest. If that store practically has no time to sit around, then you can also be sure that they have a lot of satisfied customers. They surely have a way of gaining their customers' trust and retaining it.


Keep these tips in mind when browsing for caviar retailers. Remember you deserve the best so it is very important you find only the best among them.


The iconic hairdresser friendly 2006 honda civic coupe

Transforming an icon is never easy. However, the designers and engineers at Honda have done an outstanding job of keeping alive the spirit of Soichiro Honda with the 2006 Honda Civic coupe. When Honda first entered the American market in 1962, they manufactured motorcycles, but the manufacturer expanded to automobiles by introducing clean, economical, and reliable cars. In 1963, Honda spent $350,000 on two 90-second commercials that appeared on the Academy Awards. The ads, though deceptively simple from longtime ad agency Rubin Postaer and Associates, claimed: “You meet the nicest people on a Honda.” Within months, the company sold millions of dollars in motorcycles, but it was not until the introduction of the 1973 Honda Civic did the company achieve its first automotive breakthrough. The American made 2006 Civic is elegant, speedy, safe, and fuel efficient car averaging 40 mpg (51 mpg for the Hybrid) that happily keeps with tradition. Winner of Motor Trend magazine’s 2006 Car of the Year, the 2006 Civic offers a challenge to the Toyota Prius, as Honda’s icon reborn.


If you walk around the 2006 Civic coupe’s exterior, you can’t help but notice the aerodynamically sculpted front nose that resembles a menacing bullet train at speed, hints at where the soul of this car is at. (The car is powered by a naturally aspirated 1.8 liter i-VTEC engine.) The beautifully contoured taillights are wide and arch inwards into the trunk, suggesting an approachable, friendly disposition. Step inside the cabin and the ergonomically designed interior lives up to the hype with stylized, center mounted, backlit RPM dials. The seats are firm and immediately make you feel comfortable as a rogue navigator contemplating his or her next move. The sum purpose of the 2006 Civic coupe is to enhance driving to the fullest, enabling you to keep your eyes on the road, hands on the wheel and foot on the gas.


At the heart of 2006 Honda Civic coupe is its outstanding 140-horsepower i-VTEC engine that comes standard in all Civic DX, LX and EX models. Honda’s racing heritage is vociferously felt in i-VTEC technology that gives you more efficient acceleration across the entire RPM bandwidth, while achieving an EPA estimated fuel economy of 40 miles per gallon. However, the most practical 2006 Civic is the Hybrid, capable of achieving 49 mpg in the city, and 51 mpg on the highway without spoiling any of the fun.


The Civic showcase is the Si, offering the performance envelope of 197 horses from a naturally aspired 2.0-liter engine. The Si is only available in a 6-speed manual, with limited slip differential, and a lowered suspension.


Acceleration is only half the battle in today’s nanosecond world. How the car brakes, corners, and stops are also equally important. As a result, the 2006 Honda Civic coupe is also big on safety. All new Civic models feature side curtain airbags, front side airbags, advanced compatibility engineering™ and body structure reinforcement – to redirect energy around the passenger compartment in case of an accident. For active safety, an automatic seat belt tensioning system is in place to securely hold all occupants in case of collision, and the anti-lock, 4-wheel disk brakes (ABS) will enable you to maintain steering control during hard stops as the Electronic Brake Distribution (EBD) will even out braking forces at each wheel. With such a diverse commitment to safety, the 2006 Honda Civic has earned the 5-Star Crash Test rating from the National Highway Traffic Safety Administration.


If that wasn’t enough, the new Civic further rewards your senses with a state of the art audio entertainment system. The car is pre-wired for XM® Satellite Radio, MP3 players and WMA and also has an Apple® iPod® adapter that connects directly to the car’s audio. The 160-watt AM/FM/CD 6-speaker audio system amplifies the sound in the cabin for a fantastic effect. The Si boasts a 350-watt system with subwoofer and has an added amplifier for mega bass. Simply download your favorites, plug in your music and press play.


Soichiro Honda understood the desires of the open road. He understood the language of cool, and the needs of the youthfully minded sports car enthusiast. The 2006 Honda Civic fulfils his legacy for an inexpensive road car, with superb lines, a fuel efficient engine, and sound ergonomics. If you have previously owned a Civic, the MSRP of $14,360 – $20,900 for the reinvented 2006 Honda Civic will awaken all senses. If you own a higher priced luxury car, you may be tempted to trade it in. Whether you choose the Hybrid, the Si, or the DX/LX models, you will be purchasing one of the finest, fuel efficient icons in Honda’s history.


Thursday, April 21, 2016

How to save money on your car loans

Cars are expensive, yet almost everyone pays for them with borrowed money. To minimize the cost of ownership, it's essential to shop for the lowest-priced loan you can get.


Here's a good car buying rule: Make a down payment of 20 percent or more and finance your vehicle for no longer than four years. You can easily get into trouble when you put little money down and sign on for an auto loan of five years or more. Before you know it, you're "upside down," owing more on a car than it's worth.


When deciding on a loan term, it's helpful to see what happens to your payments when you stretch them out over a longer period.


Here's another way to cut your interest cost over the long run: Opt for more-frequent loan payments. Instead of paying once a month, ask the lender if you can pay weekly, every two weeks or twice a month. Financial institutions calculate the interest on the declining balance. Since your principal goes down each month, the interest you pay also goes down. If you make 26 biweekly payments, instead of 12 monthly payments, more of your money goes to paying off the principal. As a result, your interest costs shrink.


Installment loans come in two types, fixed rate and variable rate. You're better off with a fixed-rate loan when interest rates are rising. Variable-rate loans are best when interest rates are stable or falling.


Buy-back loan is another way to reduce costs. It's structured like a lease and provides lower monthly payments than a conventional loan. Here is how it works: The bank of financing company establishes the future resale value for your car at the end of the term you choose. Then it deducts that from the amount to be repaid.


Like leases, buy-back loans suit people who want to drive more expensive cars than they can really afford. The "owners" never really own the vehicle. Instead, they refinance every few years.


If you want to get off the revolving debt bandwagon, consider downsizing and driving a less expensive car. That way, you can pay off the loan and still have something to sell at the end of your time of ownership.


Tuesday, April 19, 2016

Affiliate marketing and pay per click

Do you desire to make more money? Do you aspire to turn that computer you spent so much money on into a money cow? Clearly it is achievable. It won’t come about instantly but with time and difficult work you’ll before long be working from home if you choose.


Do you now have a website? Do you speculate why it isn’t making you any money? You continue posting excellent subject matter, great writing samples and articles but still your balance is nil. Clearly maybe you need to enlarge your horizons. By signing up for pay per click affiliate sites you can before long see money going into your account merely by maintaining your site.


One of the most admired Pay per click programs is Google adsense. Google Adsense will take care of the advertising for you. When you sign up, your site will have new advertisements and banner places in the open places. If someone visits your site and clicks on one of the ads, you acquire a referral payment. Once more, Google takes care of the ad placement allowing you to concentrate on escalating the traffic to your site.


Joining a system such as Google adsense is a respectable plan. They will assist to promote your site and inform you on how to improve your traffic.


If you have been maintaining your website for a time, you most likely know that one of the top ways to draw traffic is through the use of keywords. The correct keywords will have them flocking to your site. The incorrect words will have them running in droves. Sites such as Google adsense can facilitate with this as clearly. They run Google ad words. This will help out make best use of the key word usage and aid acquire the right one for the most traffic. Google does charge for this service so you need to be positive it is worth it before you purchase. You don’t aim all of your proceeds ate up by the ad words scheme.


When you sign up for Google adsense, you can be guaranteed that page appropriate ads will be places on your web page. If you have a pet care site then stuff related to that subject will be located. Obscure ads that have zero to do with your page are not likely to make an impact on your reader or augment your earnings.


Google Adsense is only one instance of search engines that offer a pay per click money making service. There are hundreds of others. One of the most prominent is Yahoo publisher. It functions in much the same way as Google adsense and offers a comparable method of service. Which one you select will mostly depend on you. If you have a number of sites, you could attempt both schemes. See which one is better and go with that one.


If you have quite a few web pages that just appear to be doing zilch, then look into a pay per click program. Sites such as Google adsense and yahoo publisher will do most of the difficult work for you. They will place the ads and choose which ads will be top for your site. This will allow you time to do the most significant thing; improve your site traffic and ultimately your ad revenue. If you have websites, look into pay per click. The service is free so you have zero to lose.


Monday, April 18, 2016

Eu competition policy lies in tatters

If the U. K. is expected to abide by E. C. Competition rules then why can other member states get away with bending the rules to meet their own national interests?


The U. K. has long been following EU Competition rules to the letter allowing fully open opportunities for foreign ownership of its utilities. So much so that there are only two major British owned gas and electricity suppliers left, namely Centrica and Scottish and Southern Energy both of which have not escaped recent rumours of foreign takeover.


However, it would appear that when Europe talks about fully open and integrated markets it really means open for some but closed for others. Neelie Kroes, the European Competition Commissioner, made it clear that she would not tolerate the lack of cross-border competition in mainland Europe yet when she proposed that the only real solution to this problem was a break-up of the giant European utilities she was forced to accept a watered down version under severe pressure from the German and French governments.


Others, such as the Spanish, have not been quite so keen as the British to take the competition rules literally. So it was perfectly O. K. for Spanish company Iberdrola to take over Scottish Power but when the German giant Eon began to make moves for Endesa the protectionist tendancy of the Spanish government began to rear its ugly head. Despite the Spanish government being found guilty by the European Commission of imposing totally unfair conditions on Eon’s takeover bid Spanish company Acciona along with Italy’s Enel were able to conjure up a deal that would send Eon off with its tail between its legs. But if Italy’s Enel thought that it would be able to take control of Endesa through the back door it must think again as Spain is busy putting together further nationalistic obstacles which will restrict its future business options.


Graham Paul of independent and British owned electricity4business Ltd, the specialist supplier of business electricity to small and mid-sized businesses, finds it difficult to comprehend why German, French and Spanish governments who could all be classed at least one notch above the U. K. on the Europhile scale still insist on protectionism whenever their national energy suppliers are threatened with foreign takeover or a foreign energy company is seeking to gain entry into their markets.


"All that we ask is for a level playing field." says Graham "If European legislation prohibits protectionist policies then all member states should abide by the same rules. The additional benefits to be gained by full European co-operation massively outweigh any sacrifice at national level. By fully opening European energy markets, for example, the status quo of having the price of gas pegged to the price of oil, for decades an added burden on European industry, could be altered in an instance enabling Europeans to compete far more favourably in global economies."


And Spain has been active in other sectors too with recent takeovers of Abbey National and BAA in the U. K.. Part of the reason for such acquisitive behaviour lies in the tax breaks that are available to Spanish companies who buy abroad but are unavailable to other E. C. companies.


The downside of all this concentration fever in mainland Europe is that those who lose out must look elsewhere to fulfil their expansionist plans and there’s no easier location than the U. K., even when only two major indigenous gas and electricity companies remain. It’s not surprising then, that some analysts are suggesting that after its failed attempts to take over Scottish Power and then Endesa Eon may now turn its attention to Scottish and Southern Energy – and then there was one?


Sunday, April 17, 2016

Baby furniture - furnishing the nursery safely

Babies are such a joy to be around and the feeling of excitement usually elevates during the period where its time to buy and select baby furniture for the baby.


One of the essential pieces of baby furniture that a baby needs is a crib. Though a crib is a common thing needed by babies, the selection process of picking this kind of baby furniture is crucial. Why you may ask? Well, according to recent reports, at least 50 babies experience suffocation or were strangled each year because of accidents that involve cribs that are old and have broken parts. This eventually led to the declaration of U. S. Consumer Product Safety Commission (CPSC) in 1995. The said declaration was all about the destruction and elimination of old and used cribs. Due to this incident, the safest way to ensure that baby furniture is in good and safe condition is to buy a brand new one. Unfortunately, not all people have the money to buy a new one so the best thing that you could do is to wait for the next best thing


In buying baby furniture, always remember that the safety of the baby is at stake. Do not buy baby furniture just for the sake of saving money because you would risk the safety of the child in return. Be sure to use precaution and examine everything. Here are some tips that would help you in finding the perfect baby furniture for the perfect baby (without compromising your baby’s safety as well as your budget).


The first step in choosing used baby furniture is to check the furniture thoroughly. Be sure to check every detail and look for possible missing, loose, broken or improperly installed screws, brackets and other hardware on the baby furniture. Another thing that you should consider is the material that the baby furniture is made of. A few minutes or so of inspection is a wise investment both financially and for the protection of your child.


After checking for obvious visual defects visit the CPSC’s website and enter the make and model of the item in their search box, this should bring back any warnings or recall notices.


Obedience training for your dog

There are dogs that do not have bad behaviors, and even if their owners are trying hard to tech them to obey some simple commands, these dogs are hardheaded. Chances are, many owners would just dump them to dog pounds because they are already fed up, and could no longer understand the behavior anymore.


These things should have been avoided if obedience training was used and implemented. Mostly obedience training in dogs is used to create a groundwork from which the dog and his master will learn how to effectively correspond to each other.


Moreover, obedience training is also employed by dog owners whose dogs are behaving badly. It is one way of incorporating discipline in the dog’s behavior. This kind of training makes him realize that certain behaviors are not allowed and that he should not act that way.


When obedience training is incorporated to a dog’s behavior, the dog, in turn, will be able to respond properly with the right behavior that is expected of him to manifest.


Consequently, many dog owners are wondering whether it would be better if professional should handle their dog’s obedience training. In most cases, it needs a professional trainer or an obedience school to teach the proper way to follow a command. However, if the dog owner feels he can do just the same, then, there is no special condition for that matter.


However, whether the obedience training is done at home, by a professional trainer, or in an obedience school, there are things that must be considered when incorporating this kind of training. Here is a list of the things that should be taken into account.


1. Fun


Obedience training does not necessarily mean that strict rules should be imposed. This is because the dog is not aware of the reasons why he should be trained. Therefore, for him to respond to the commands, the training must be done in such a way that the dog sees the activity as something that is fun.


The dog would be able to respond positively if he sees that whenever he follows what he is asked to do, he gets rewards or praises, and that is having fun for them.


2. Consistency


During the course of obedience training, it is really important to have consistency in the training. For example, if a dog was allowed to sit on the rug the other day and when the dog tried to sit on the rug today, he was scolded. Things like these should not be taken for granted. It is extremely important to teach the dogs what he should and should not do and stick to it. Confusion will only make the matters worst.


3. Obedience training instructor/trainer


When people choose to enroll their dogs in an obedience class, it is important to analyze the trainer before the owner leaves his dog. The character and personality of the trainer is extremely important. They should be professional enough to know how to handle the dog’s behavior and how to train them properly.


4. Referrals


It is best not to try new and unfamiliar obedience training schools. This could be really risky both for you and for your dog. It would be better if dog owners will ask for some referrals from their veterinarians, dog breeders, or other people who can give their honest opinions.


5. Charges


Not all obedience training schools are created equal. They vary depending on the kind of services that they offer. Therefore, it is best to consider the amount of charges that they provide and the dog owners should know how to analyze if the prices are worth it.


6. Methods used in the training


It is highly recommended that dog owners should contemplate first on the kind of methods being used in the training. This is because some obedience training schools do not use the appropriate method in training the dog. In this manner, dog owners do not get the results that they had paid for in the end.


Indeed, obedience training can be very useful in fulfilling most of the dog’s essential needs. It gives them something to direct their skills and actions thereby making them reliable and happy pets.


Most people just don’t know this but one of the reasons why dogs behave inappropriately is because they don’t have the right direction to guide their actions and that they are confused on how to respond appropriately with the environmental and social variables that they encounter.


With obedience training, dogs will surely be on their way to happier and more enjoyable stay with their masters and the people around them.


Athens taxi ride extreme sports

Athens is a huge, congested city and the local taxis are your main means of getting around. The average Athens tax ride is inexpensive, just bring your helmet.


Living on the Edge


I had just arrived in Athens with a couple who’ll remain nameless. [He’s now a respectable doctor and married to someone else.] My buddy, “John”, had a Greek friend who lived in town named Stavos. We were going to stay with him and explore Athens before heading to the islands.


Stavos had gone to college with us in California and more or less been raised there. After experiencing the finer points of higher education [fraternity parties, etc.], he and his brother had started a snowboard company in Athens. Who could possibly be buying snowboards in Greece? It turned out Stavos and his brother were selling them throughout Europe, not in Greece.


Anyway, Stavos collected us in a friend’s car and took us to his small studio. We decided to catch some winks and then head out for a night on the town. Thus, we would experience an Athens taxi ride for the first time.


Taxi driving is a competitive sport. I am convinced there is a World Cup of taxi driving and drivers practice on the streets of their location. San Francisco and New York taxi drivers are an elite group, while taking a taxi in France is a good way to see the Eiffel Tower while going the wrong way down a one-way street. In Athens, it was all about speed.


Being an idiot, I yelled out “shotgun” as the taxi pulled to the curb. I should’ve guessed my triumph wasn’t a good thing when Stavos just smiled. In we went and Stavos gave the driver our destination. For the next fifteen minutes, I feared for life itself. Mine and others.


Our driver was apparently convinced he would get a bonus if he beat a certain time. We peeled out at the curb and the race was on. Through the tight, winding streets of Athens we went. As is the nature of chaotic Athens, the roads are packed with cars, buses, people and very brave cyclist. Considering this an obstacle course, a driver whipped through the throngs at over 80 miles per hour. Most of the time was spent in the SLOW lane, where less cars were. I still have nightmares about the faces of cyclist staring at me as we passed them with maybe 5 inches to spare. Frozen pictures of terror. Throw in cars starting to pull out in the road and you have the white knuckle event of the year.


When we finally pulled up to the club, I started breathing again. As I pulled my hand off the handle on the door, I left impressions. Standing outside of the cab, Stavos asked me if I wanted to sit in the front on the way home and started laughing.


It took two drinks to calm my nerves. Come hell or high water, I was walking home.


Saturday, April 16, 2016

Can dream interpretation be a valid method for self-growth

Can dream interpretation be a valid method for self-growth?


My answer is Yes. But to answer to the question of how can it be so...well... to be frank, I have no straight answers. All I can say is that the guiding hand of the intelligence of soul/higher self/Source works in mysterious ways. An understanding of our dreams is the most direct way of tapping into this cosmic intelligence. This is one of the easier method when compared to other means such as clairvoyance training and other psychic developments. The reason for this ease is because most of us dream!


Interestingly, dream interpretation can also be applied in other areas too. It can be and has been used successfully to interpret the symbols of our clairvoyant vision while in meditation. Understanding the symbology can assist one in bridging a transition onto higher and more abstract means of knowing.


There are certain skills that I feel is important for successful dream interpretation. One of which is a developed intuition. Unfortunately, this faculty is something that no dream interpretation software or tool can have. It is something that only we ourselves can nurture.


Intuition is what binds and creates recognisable connections to the seemingly unrelated dream visions and symbols. This in turn structures the connections into a cohesive and meaningful message.


Intuition is not mental reasoning. It is simply that inner knowing of feeling/sensing that is beyond logic and reasoning. Intuition is in fact a real cognitive process. Unfortunately our modern civilisation is heavily 'mental-rationalisation driven' and therefore is not in the capacity to validate a higher order process such as intuition. In another word, we have been placing too much emphasis on logic, proving and reasoning.


Intuition, sometimes it doesn't tell you the outcomes of events. In my cases, it is simply an inner knowing that explains and provides answers.


If the thoughts are those of how superior one really is and is smacked with elitism and pride, then one better take a closer assessment, before getting too carried away. These thoughts might not be intuitions. If they imply things like "You will be rich and famous if you do this' or 'she must be wrong as I am smarter', do double check. That thought may be coming from the part of the ego/personality associated with body-mind survival.


Thank you for reading.


Thursday, April 14, 2016

What the bank won t tell you about your home mortgage quote

Shopping for a house is probably the most significant financial decision that you will make in your life. When you shop for your home by first attaining a home mortgage quote, your decision becomes even more momentous—you need to perform a balancing act between the house of your dreams and factors such as the down payment and interest rate payable.


Your first stop in this process will probably be your bank. This is the most obvious option, but may not always be the right one; there are things your banker will not tell you about a home mortgage quote. In other words, the home mortgage quote that is good for your banker may not be the best one for you.


Prevailing interest rates


Take the issue of interest rates. Rates fluctuate according to market exigencies. When you start your negotiations for a home mortgage quote, the interest rate might be higher than at the time you actually avail the loan. You must keep a track of such fluctuations, and induce the bank to provide you with the advantage of the prevailing rate. Your lender may not tell you this, but the difference could mean several hundred extra dollars. Therefore, it is always a good practice to consider alternative information sources before finalizing the home mortgage quote, and then compare rates on offer. With easy access to the Internet, you can even generate online quotes from web sites. This exercise will help you prepare well for negotiating with your banker regarding the interest rate.


Mortgage tenure


The mortgage tenure is another important question that you need to query. From the point of view of the bank, a 30-year fixed rate is most suitable because it can bring in returns of up to 4-5 percent for the bank. However, is it good for you? If you are looking to refinance in a period of about seven years, a 30-year rate is a disadvantage because you would be keeping the loan for only seven years.


Hidden fees and levies


Once you have finalized the purchase of the house and the interest rate with the bank, you would think that getting the right home mortgage quote is guaranteed. However, you need to watch out for those hidden fees or “add-ons”, which your banker might not have explained at the outset: loan processing fees, warranties, insurance, and the like. It always pays to put these issues on the table before finalizing the home mortgage quote.


Disproportionate service charges


In your market research for the right home mortgage quote, your focus is obviously the lowest interest rate. However, this should not be your only guide because some banks attract customers with the offer of a low rate, but may levy charges for services that are non-existent. A real-world experience is of a Fairfield, Conn., graphic designer who discovered that his bank charges fees for services such as lender inspection and notary at a rate much higher than normally acceptable. It is a prudent step to compare the complete fee package before committing to a quote. It is important to remember that lenders often offer to waive a particular fee levied by your bank in an effort to close the deal. So, it is important to recognize such opportunities and press home the advantage.


Besides raising these factors, you must also consider issues that are more closely related to your personal decision-making capacity, and for which no banker can tender advice:


• Be sure of the reasons for buying a house.


• Ensure that the size of the house is right for you.


• Choose the right time in the year to buy a house (there could be a particular time in the year when home prices drop, depending upon your location).


• If you decide to involve a real estate agent in procuring your home mortgage quote, find the right estate agent and be aware of his/her commissions.


• Select the location of the house carefully keeping in mind resale value.


• Inspect the house thoroughly, identifying problem areas and factoring them into the price.


Getting a home mortgage rate that suits your requirement is one aspect, living with it is another. However, once you have understood the operating market forces in this arena, you will go a long way toward successful management of both these aspects.


Do you value yourself

We all live. We all work. We all wish to have a family, have children, retire peacefully and then pass away. Is that all in our life? What is the true value you put to your life? What are you? What do you want to achieve so that you make a difference in the world? What memories you want to leave? These are questions all of us must ask. Billions of people in the world lead a routine life and pass away. Is that enough/ Can we not do something better? How to make ourselves valuable?


We make ourselves by giving. When we make others happy, we become happy. When we do something unselfishly, we feel good. Most of the problems in our life arise because of absence of giving. Marriages are getting broken for small reasons, because neither the husband nor the wife wants to give in. Both have their demands that must be met, otherwise separation.


Every child wants admission in the best college. Every person wants the best job. Everybody wants the best comfort. All of us want. What about giving? Few of us do that and that is our problem for dissatisfaction in our own life. We are slowly losing our self-esteem because of our own behavior.


Once we begin giving, we will be rebuilding our esteem. Try to help those around you. Tolerate few nuisances. Forgive others for their faults. Don't hurt people with harsh words. Don't act in a manner that destroys a life. Contribute to the world so that the world remembers us for our goodness. All of us may not become saints, but we can surely follow in their footsteps.


Wednesday, April 13, 2016

How to really declutter your home for buyers

Your real estate agent has come to your house to assess what needs to be done to sell it the quickest. The word, "declutter," continues to come up. You assure your agent that you are a very neat person and that everything will be clean when the potential buyers come to view it. Many sellers encounter the same situation each day. What agents wish their clients would understand is that decluttering is more than just keeping the baseboards dust-free and the countertops wiped down. Try some of the following tips and wow your real estate agent, and especially, your buyers.


With pen, paper and clipboard in hand, tour the outside of your home, then the inside. As much as possible, pretend that you don't own the house and even that you've never seen the place. You will quickly see what your real estate agent meant by decluttering when you use this new perspective. Write down anything which is the least bit offensive to the eye, including unruly hoses, toys in the front yard, a busy mantle above the fireplace and newspapers stacked up in the laundry room. The list will seem longer the more times you go through the process. However, the more you notice, the more prepared your home will be for eagle-eyed buyers.


The biggest stumbling block for sellers preparing their home for the market is their lingering attachment to their house. From repainting a room neutral, to taking family photos off the wall, sellers must accept that their time in that particular house is coming to an end. To counteract this mental block, take your most personal items out of rooms first. Get plenty of clear plastic tubs, or boxes to store your items. Treat the decluttering process as if you are preparing a model home for viewing. In order to sell your home, you have to give the buyers room to imagine their personal belongings. Little forward-thinking daydreams about decorating your new abode should also counteract those strong attachments.


A good round of decluttering will often leave you with a pile of boxes and bins to contend with. Although stacking them up in a closet seems like a nice, out-of-the-way option, this may not be the best choice. Consider that closet space is often one of the key selling points for a home. Closets should look as impeccable as possible. This will aid greatly in creating a spacious feeling. If the closets are crowded and messy, the buyer may think that your home is just not big enough, even if it has the square footage they want.


Your garage is the most acceptable place for storage in the mind of the buyers. Of course, not everyone has this luxury. If you can convince a family member, friend, or even a neighbor to let you store those boxes and crates, then take advantage of the opportunity. However, if you really need or want your storage items in the house, then try to stack them up in the least conspicuous place you can find. A playroom or basement can usually stand to have a few of these bins stashed in the corner. Better yet, think about renting a temporary storage facility to house these things.


Despite all your efforts, be prepared to hear your Tampa Bay Florida real estate agent tell you that you still have too many belongings cluttering the house. If this happens, just remember that they're on your side and that they're the expert. Also, remember that a well-decluttered house is your quickest ticket to a "Sold!" sign.


Home tutors are educational saviours

Fears have long been held for the future of our children and their literacy and numeracy skills, or lack thereof. With so much poor quality language spewing from popular music, television shows and among youth, is it any wonder that they are slipping behind and not able to read, write or perform simple mathematical tasks without difficulty? Home tutors are a valuable, behind-the-scenes workforce concentrating on these educationally challenged individuals and helping them to develop basic skills to enable more efficient learning.


Aside from the obvious inadequacies made to seem ok in popular culture, like not wanting to be branded a ‘geek’ and having to use ‘cool’ language to be accepted, there are also lifestyle factors that do nothing to encourage students to excel, or even get by, in school. Absent parents who need to work long hours, exposure to less than positive influences 24/7 in their bedrooms via the Internet or cell phones and a general lack of supervision contribute to a lack of interest in education. Thankfully, home tutors are becoming more widely used to pick up the slack. Not only do they provide concentrated learning but also a set time to focus on educational activities. Two or three afternoons per week with a home tutor can make an enormous difference to a struggling student who would otherwise feel that no one cares so why bother.


Even parents who themselves have little time to devote to homework and study supervision can outsource this kind of assistance without detracting from their role as a parent. Hire a home tutor, get the help everyone needs and you get to do the fun stuff with your kids.


When the going gets tough for parents to even understand what their child is learning at school, home tutors can bring enormous relief. It’s no good for a parent to muddle through homework assistance but ultimately provide the wrong answers.


Home tutors are the silent soldiers, an army of caring individuals helping to educate our youth using one-on-one techniques. Give your child an edge by taking advantage of this increasingly essential service.


Protect your business with fireproof files

What would happen to your business if you had a fire and all of your files were destroyed? This could have a devastating impact on your business. Fireproof file cabinets are a very cost-effective insurance, protecting you against such a potentially terrible loss. When you are buying fireproof file cabinets, there are a few things that you should look for to make sure they are not going to fail you when you need them the most.


The first thing to look at is the UL rating for the safe. The UL rating is done by Underwriters Laboratories, a not-for-profit independent testing organization. UL ratings are done by temperature and time. For example, a file cabinet with a 1 hour UL 350 rating will last at least one hour in a fire. During that time, the temperature inside the file cabinet will not exceed 350 degrees Fahrenheit. Since paper will burn at around 400 degrees Fahrenheit, you will want to make sure that the rating is at least UL 350. A 2 hour rated safe will last at least 2 hours in a fire. 2 hour safes are tested at 1850 degrees Fahrenheit to ensure that they will provide strong protection in a blazing building.


You will want to think about what level of protection you want for your files, but a UL 350 one hour safe should be the minimum you consider. A 2 hour safe will obviously give you greater protection.


You will also want to make sure that whatever product you buy has been tested with various other tests. A quality fireproof cabinet should be tested with a 2,000 degree explosion test, a 1,550 degree fire abuse test, and a 30 foot drop test. This way, you can be sure that your files will be safe if your file cabinets are in a building that collapses during a fire. You will also be protected if someone tries to break into them.


You may also want to look at the quality of the file cabinet's security. Since your files are also vulnerable to theft, you want to be sure that they have highly secure locks.


There are quality file cabinets out there with all of these specifications. I would recommend finding a well respected name in the industry. You can search around to find them.


Be sure that you don't shortchange yourself by investing in cheap fireproof file cabinets – it's just not worth it. You can find a quality product that won't break your budget, and it's a great insurance to protect your business from a fire or other natural disaster.


Saturday, April 9, 2016

Investing in short sale property

With the greater number of property foreclosure incidents occurring across the whole of United States, more and more people are being forced to short sale their homes in order to avoid foreclosure auction, thereby losing home. Short sale is proving to be highly beneficial to all these homeowners by settling their due mortgage at a much lesser rate than what they actually owe to the bank or the lender organization, that is, less than the loan balance. Moreover, since they are under the threats of facing foreclosure and obviously are short of real money, they can hardly avail the traditional means of selling their homes through realtors or to other prospects. The obvious choice for them remains property, thereby avoid foreclosure short sale and it is to this beginning that the real estate industry in the US is gaining on some real momentum.


The market is flooding with properties that are priced quite down to earth and this is providing the real investors of the US and overseas with some valuable opportunities to earn some real cash. In fact, the earnings you can expect from investing in short sale property can vary anywhere between $25,000 and $200,000 or beyond, the sum being contingent upon your investment, your investment pattern, the location of investment and so on and so forth. Most of the times, you can expect to get a short sale property at only 60% of the original rate, which you can sell in the open market, after necessary refurbishments, to earn you over 30% of the price value of the property under concern.


However, how much profit you make is determined by your vision and certain aspects that you need to keep in mind in order to make a deal worthy of investment. Let yourself be open to several options in investment, although keeping in mind what would fetch you more returns and which would not. Deciding on a particular property for investment is of crucial significance as your choice can make or break a deal in no time at all. Always predicate your choice of property on the ability to make profit out of it – for instance, take into consideration the location of the property and how viable it will be in the open market, when you intend to sell it at a later point in time.


Assess the property of your concern very well before you opt to buy it. For example, consider the number and extend of repairs and refurbishments you will need to do in a particular property to make it viable to a general buyer. Remember, every dollar you put in for repair or refurbishment is a part of your investment and it will definitely affect the returns you wish from it. However, if you foresee good profit opportunities, investing after a property will not be a bad deal. For this you need a general understanding of the real estate market and its forces. It is advisable to consult a short sale expert agency for their assistance in this domain. From negotiating with a seller to that with the concerned mortgage authority - the short sale experts - they will best help you address every aspect involved in the closing of a successful real estate deal.


Benidorm best vacation in the alicante province

Benidorm is one of the most popular hotspots in the Alicante province on the coast of Spain and is booming with tourists, especially during the summer season when its population is more than half a million. Many would call it the Spanish melting pot, not only because of tourists from all over the world, but also because of the opportunity to try food from all over and participate in many Spanish traditions without the need to leave the city. Benidorm is not unlike its neighboring towns and cities with much history dating back to the Romans, Arabs and Catholic Kings, and there are still remains of these civilizations and architecture. However, these historical features are not the main attraction for Benidorm’s visitors. They come for the opportunity to relax on the beaches during the day and enjoy the entertainment and fun at night. Interestingly, the name of Benidorm could be translated to “sleeping well” but with the entertainment and night-life fun to enjoy most vacationers would find it a challenge to sleep at night.


From the Alicante airport, you only need to drive a short two minutes until you read many of the beach front hotels available including the Bali, the highest standing hotel in Europe. Its four star quality makes for the most pleasurable vacation offering luxury rooms, adult and children swimming pools, gymnasiums, playgrounds and a fabulous view of the sea and beautiful surroundings. In addition to the amenities at Benidorm’s hotels, there are great golfing facilities nearby, particularly in the nearby town of Altea.


Benidorm is known for its beautiful beaches consisting of a three mile stretch divided by a large rocky overhang known as the “Balcony of the Costa Blanca.” Looking at a map, you will find that the beach is divided into two separate beaches. The beach on the right is called Levante. It is the newer part of the beach and offers restaurants, dancing, great food and a variety of water sports for both adults and children. If you prefer a quieter beach, then the beach on the left side of the division, the Poniente, would be the better way to go. The perks of this beach is great sunbathing because the buildings are so far away and even some coves to be explored.


Whatever your preferences while enjoying the beach, you are sure to find it on Benidorm’s three mile stretch of beaches making up the Levante or Poniente. In addition to beaches, Benidorm’s nightlife, great food, history, fabulous hotels, nearby golfing in Altea, and beautiful surroundings offers any tourist everything a vacation is meant to be.


What were they thinking - adventure in a colorado wilderness with three 12 year olds

I still can’t believe it. It’s been 40 or so years since that fateful summer. My buddies Steve and Larry and I were around 12 years of age when we were dropped off early in the day on a rainy, muddy little trail of a road off Highway 135 north of Gunnison, Colorado up toward Kebler Pass.


The mission: follow trails up Pass Creek through the West Elk Wilderness Area, cross Swampy and Castle Passes at 11,086 feet, finally coming out on the other side following Little Robinson Creek down arriving at Coal Creek just up from the Paonia Reservior and Anthracite Creek.


I marvel and wonder to this day, what were those boy’s parents thinking? What would prompt them to turn 3 twelve year olds loose for a journey through the West Elk Wilderness? We were on the trail way back in the backcountry of Colorado for 3 days and nights, carrying and fixing meals, setting up camps, fishing, chopping wood and worrying about bears and being lost. I and people I know with children that age now are not sure we would even consider dropping them off on a wilderness trail, seeing them 3 days later in survivable condition at the other end.


Over the years I’ve questioned family and friends and the answer usually comes back - it’s a different world today than it was 40 or 50 years ago. Kids are different. At that age, we were outside all the time, leaving the house in the morning and only coming in when we were hungry or it was bedtime. On our bikes, we explored the entire valley, the river bottom on the North Fork of the Gunnixon, nearby creeks, hills and draws around Paonia, Colorado, day after day. Our parents seldom had a clear idea where we were. It was a different world absent fear of kidnappings, only the beginnings of awareness of the dangers of toys, only occasional accounts of kids dying in accidents and so on. A more naive world perhaps, with less media hype of every single incident.


Of course, Steve was a seasoned backpacker (at age 12?), experienced in navigating trails, campsites and so on. The parents apparently figured we would be fine. Or they worried themselves sick and just never told us.


The three day journey started off on the right foot. Both feet in fact were soaked as were the pants up to above the knees since the trail led through tall grass drenched by steady rain turning the trail to muck. A wet slog up Pass Creek headed for Swampy Pass, and the first night’s camp we huddled in tents in the fog and rain in a grassy meadow along the creek.


The second day dawned sunny, warming the scene, drying sleeping bags and tent. Pants and shoes dried out eventually as we wore them over Swampy Pass and Castle Pass. The second night’s camp afforded a comforting campfire, and order was restored. Some order was restored anyway. During the night an alarming snuffling noise outside the tents awakened us. Panic ensued. Racing around in the dark, and restoking the campfire, nothing was found indicating a bear anywhere. Hoof marks suggested deer might have been grazing through, but imagination sure whips up mighty frights in the dark.


The next morning dawned bright and sunny, despite the night’s fright. The Beckwith Peaks shined to the north, meadows were filled with flowers, and the fishing...., was unbelievable. Hammering it out for miles back into remote creeks, Colorado fishing provides something of legends. That 3rd day at the headwaters of Little Robinson Creek, we fished our way downstream. Almost every cast was a strike. Our limits were quickly filled on the upper reaches of that pristine stream.


Finding a good campsite along Little Robinson Creek we set up the last nights camp and torched the campfire for dinner. To our delight we discovered a valuable trait of a seasoned back-pack companion, even at 12 years of age. He cooked fresh trout in foil over a campfire to perfection. A memorable taste treat that would stick with us forever.


That night sleep came early and deep, except for constant shifting to find a “softer spot” after two nights on the ground. Exhaustion from the haul, and the lack of sleep the nights before overrode concerns about bears or other wild critters. Another sunny morning back in the West Elk Wilderness greeted a refreshed group of guys, with the realization that those nightime anxieties were unfounded paranoias tormenting the mind.


The last leg of the journey involved several miles following Little Robinson Creek working our way out of the wilderness. The rendezvous point with our parents was where Robinson Creek and Willow Creek turned into Coal Creek at an old abandoned ranch house. We started the morning trek with enthusiasm - a beautiful day, wonderful view of the Beckwith Mountains to the north of us, sparkling Little Robinson Creek at our side, and a good nights sleep.


The delight of that trek through West Elk Wilderness will always have the painful tinge of the final miles of the journey. Not a major disaster, but the long, hot, dusty trudge down that last leg of the trail. The weariness, legs in pain, feet bruised and aching, and the seemingly unending trudge stick with me. The training I continue on into my 50’s is framed in terms of preventing the pain of that last leg of the journey - assuring better gear, quality boots, and the drive to train for such distances.


Now days we would also envision great base-camp accommodations in nearby Gunnison or Crested Butte and found in the Colorado Wilderness Tours site at montanaadventure. com/out/state/us-co. html. And again I’ve got to wonder what our parents were thinking when setting us loose on that 30 mile trek through the wilderness, I with beat up tennis shoes, and a backpack that was a bag with shoulder straps. It was a much different world. Gotta love it!


2006 hairstyles

Most current fashion comes directly from the runway to the streets, and the 2006 hairstyles are no exception. When spectators watch the models, they are not only looking at the clothes they are wearing, but also their hairstyles, which is also an important component of their entire look. Judging from today’s models, 2006 hairstyles emphasize casual elegance with some sassy touches here and there.


Most of these looks involve hair that is pulled up with smooth sides or messy tendrils. Loose waves and curls seem to be making a comeback in 2006 hairstyles, not that the super-straight sedu look is out of fashion yet. Still, if you want to stand out from the crowd with the most trendy 2006 hairstyles, it might pay to put just a bit of wave into your medium or long locks.


The casual elegance of the 2006 hairstyles can be sleek or sassy. One popular look for this year is the messy bun, which can be created several ways.


• Shampoo and condition hair, preferably the day before an occasion, since freshly shampooed ponies are more difficult to deal with.


• Add leave-in conditioner or mousse to your hair


• Blow dry your hair with a large, round brush


• Gather your hair into a neat pony tail, smoothing in the sides. Fasten with an elastic that is the same shade as your hair.


• Divide your pony into three sections and, with a large or small barreled curling iron (depending on how curly your want your messy bun to be) curl the sections and pin them curls until they dry.


• Brush out the curls and pin portions of the messy bun to your head until you achieve the desired style. Leave one curl pinned to cover the base of the ponytail.


• Tease out hair from the side if you want tendrils. Curls these, if desired.


For a straight messy bun, use a flat iron rather than a curling iron.


The elegant pony, always in fashion, has been enjoying the spotlight in fashion shows as an ideal 2006 hairstyle. Elegant ponies are placed lower on the head, close the nape of the neck. Make the side smooth or tease out a few tendrils, if desired. Use a finishing spray for extra shine. You may want to transform your elegant pony into a classy chignon by curling the pony and tucking it into the elastic. Let the chignon hang freely, or pin it to the nape of your neck.


Just when you though it was safe to throw away your curling iron, be prepared for subtle waves and loose curls for long to medium 2006 hairstyles. You can create more body in your hair by using a body building shampoo and conditioner. Large curls can be created by putting in large curlers (hot curlers or the foam curlers for wet hair) or using a large-barreled curling iron. When you dry your hair, use a large, round brush to coax your hair into large curls or waves. Ironically, your flat iron can be used to create subtle waves and curls if you wrap sections of hair around it. Don’t go overboard, though. Straight hair is still the “in” style, and loose curls and waves are a highlight, rather than the main focus, of 2006 hairstyles.


Thursday, April 7, 2016

Do not miss beautiful ubud for your bali vacation

What is it about Ubud that one should visit this beautiful village? Because Ubud has much to offer; from its stunning panorama of Ayung River valley and the terraces rice filed, its most talented artist, its typical traditional market and myriad of shops that line the road is a heaven for shopping, its undying culture, its serene environs and plentiful of nice small hotels and restaurants and many more.


Ubud has no great beaches to speak of, no mountain lakes, and no grand hotels. Yet it has the richness of soil and it is the center of Bali’s art and culture. If you don’t stay in Ubud, or you don’t have much time during your Bali Holiday, a visit is worth because it would offer you a memorable stay in Bali.


Driving out of bustling Denpasar, the tranquil green of rice paddies contrast sharply with the boisterous sounds of the city. Palm-leaf carvings of Dewi Sri (the Rice Goddess) guards over the crops, and small thatch huts dot the rice fields, giving shade to those who work them. Temples and small shrines can be seen along the way, women lay out offerings of flowers, rice, incense and holy water to placate evils spirits and please the good one. Even with the great influx of tourism, village life basically goes on the same. Almost every village on the way up to Ubud specializes in some kind of art form. You can stop off and see the artisans at work in their studios.


Many places near Ubud make beautiful side trips. Morning walk through the villages lead to out-of-the-way retreats. The route to Tegalalang offer beautiful views of terraces rice field and myriad of art studios, Mas, Penestanan and Peliatan, the centers of wood carving and painting, Sayan offer a stunning panorama of Ayung River valley and still home to spectacular view of gorges and palms and rice fields. Campuhan , the place where three rivers meet – a sacred site. There is a very beautiful temple called Pura Gunung Lebah is worth a visit.


To the north is Petulu village is known for many things but the most spectacular is the kokokan or white herons. Every morning at dawn and the afternoon around three or four o’clock, you can see them circling the trees in droves.


To the south a short walk you will arrive at Monkey Forest. To visit it, one must by a ticket. There are hundreds of tame monkeys and a temple stands in the middle of the forest. In the center of town the interesting places to see are the Puri (the court of palace of former kings), here every Sunday morning at 10 o’clock dozen of young girls study traditional Balinese dance. Ubud main market just opposite the Puri offer varieties of merchandises; Produce, dry goods, linens, T-shirts, paintings, wood carvings, even traveling medicine men appear here. Closed to market you can visit Puri Lukisan (Museum of Paintings). Established in 1954, it is dedicated to showing the works of local painters. It is the excellent place to get an overview of the stylistic differences between artists.


Ubud is a picturesque township and visitors have been attracted by its charm and beauty for decades. If shopping is your interest, Ubud has a myriad of shops which line the road to Monkey Forest and the Museum Puri Lukisan. Don’t forget to bargain!!! If art is your interest, in Ubud, Mas and Peliatan, one can study dance, music, painting or a number of other art forms. The best way to meet a teacher is to find a style that appeal to you (by going to galleries and watching performances) and than approach the artist directly about lessons.


While you are in Ubud and need more complete information, you can visit Bina Wisata a local Tourism Bureau. It prepare map of Bali and Ubud. There is a massage board, small book store and a printing press on the premises. It’s about 500 m past the market.


Waka Namya Resort is a nice place to stay. It offers free luxury shuttle service to the center of town and to the Rudana Museum and Arts Gallery; it is one of the best galleries in Ubud. It also offers a free tracking to the rice field. Excellent service and very friendly staffs. I know the manager very well, so I sand many guests to this resort. Waka di Ume, Komaneka, Santi Mandala Resort and Maya Ubud are also very nice place to stay. For more affordable accommodation you can choose Ubud Sari; small, charming and rustic ambience. It has a complete Spa and Beauty Salon service, Yoga, Chiropractic, Healing Week in Bali Program. Raw Health Food Program and Colonic Hydrotherapy.


So Ubud has many attractive objects can be seen for your Bali Vacation. And do not hesitate to choose beautiful Bali for your holiday. Bali is a small, beautiful island in Indonesia, the ultimate tourist destination in Asia.


The quickest and easiest way to find Bali hotels at your destination is to go online and visit a hotel reservation website. Do a search for Bali you are traveling to and you will be presented with a list of available hotels in Bali, Choose your preferred Bali Hotels.


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Why use residential voip

Are you running out of airtime minutes?


Want to reduce your long distance phone bill?


Do you spend a lot of time using your computer and find that you are losing touch with your nearest and dearest?


Well your answer to these problems may be in the latest communication technology VOIP.


VOIP or Voice Over Internet Protocol allows you to use your computer and the internet to communicate with the only cost being your broadband or dial up connection. This is known as Residential VOIP as opposed to a VOIP Business Phone System.


Residential VOIP means you can download the technology onto your computer and then communicate with your family and friends in exactly the same way that you would on the telephone but using your computer as a telephone instead. Your family and friends also need to have the technology on their computers but don't let this put you off as it is very easy to download and use. You can make and receive calls from your computer, use your residential VOIP and call their computer and they can answer, you'll be chatting, just like on the telephone, in no time. Once you get started you'll be wondering why you never used VOIP sooner.


But it doesn't stop there!


> Maybe the person you want to call using your computer doesn't have a VOIP program on their computer, no problem, you can get an adaptor.


> Maybe you want to use your residential VOIP to call a regular phone, land line or cell phone, again, no problem, an adaptor will hook you up in no time.


So, if you don't get to talk to your nearest and dearest as often as you like then get hooked up with a residential VOIP system and you won't look back.


You can also use your Residential VOIP for international calls.


There are lots of different residential VOIP systems so take your time when choosing and make sure you pick the right system for you.